Costco Cash Card: What Is It + How Do You Use It?

Costco Cash Card: What Is It + How Do You Use It? (2022)

Costco Wholesale Corporation




NASDAQ-100 Component

S&P 100 Component

S&P 500 Component
Price Club
Founded July 12, 1976

; 45 years ago




(as Price Club)

San Diego, California

, U.S.

September 15, 1983

; 38 years ago




(as Costco)

Seattle, Washington

, U.S.
James Sinegal

Jeffrey Brotman

Sol Price

Robert Price


Number of locations


Area served








New Zealand

South Korea



United Kingdom

United States
Key people

Hamilton E. James


W. Craig Jelinek

(President and CEO)
Brands Kirkland Signature

Cash & Carry

Warehouse club

Filling stations
Revenue Increase

US$166.76 billion


US$6.023 billion


US$4.002 billion



Total assets

US$45.40 billion



Total equity

US$15.24 billion


Members Increase
105.5 million


Number of employees






Edit this at Wikidata

Costco is known for offering discount deals on bulk products, making it one of the biggest retailers around. Exclusively available for purchase by Costco Members, the Costco offers Costco Cash Cards to offer shoppers a new way to pay.

  • However, what is Costco’s Cash Card exactly and how does that work? I’ve done the research, and here is what I’ve learned about the Costco Cash Card!
  • Costco Cash Card: What Is It + How Do You Use It? (2022)

    What Does a Costco Card Costco In 2022 Look Like?

    Costco Cash Card (also known as Costco Shop Card) is Costco’s gift card. Costco members have the ability to load additional funds anytime they wish. The Costco Cash Card is available in denominations of $25-$2000 and is available for use by both members and non-members in Costco.

  • Learn more about Costco’s Cash Card. To check your Costco Cash Card balance or reload it, continue reading.
  • How can I use my Costco Card Cash?

    Costco Cash Cards can be purchased in denominations of $25 to $2000 depending on how much you need. Costco Cash Card purchases cannot exceed $10,000 per day.

    Costco Cash Cards can be used in-store or online in any Costco store in America, Canada and Puerto Rico once you’ve received your card.

    Costco members who aren’t Costco Members will have to pay an extra 5% fee for any item purchased online using their Costco Cash Card.

  • Additionally, Costco Cash Cards can be topped up whenever necessary in a Costco store, and they never expire!
  • Costco Cash Card: What Is It + How Do You Use It? (2022)

    How do you buy the Costco Cash Card

    Costco Cash Card can be bought in store, online or at a Costco Store if you are already a member.

    Costco can ship a Costco Cash Card ordered online to an address you provide (Costco doesn’t offer digital Cash Cards).

    Unfortunately, purchasing and reloading Costco Cash Cards is a privilege extended to Costco members only.

    You may have to ask a Costco associate to purchase or reload your Costco cash card for you if you’re not already a Costco member.

    What if I don’t have a Costco membership?

    Costco members cannot purchase and reload Costco cash cards. But, Costco non-members may use the Cash Cards to shop in-store.

    Costco Cash Card Terms and Conditions state that Costco Cash Card members can both use and not to be members.

    Costco Cash Card: This is an excellent way for anyone who doesn’t wish to pay $60 per year to join Costco but wants to still shop at Costco.

    Costco Cash Card: What Is It + How Do You Use It? (2022)

    How do I check the balance of my Costco cash card?

    There are several ways you can check your Costco Cash Card balance. On the back of the Costco Cash Card, there is a toll-free number you can call to inquire about your balance.

    To find your Costco cash card balance, simply follow these steps over the phone allows you to check your Costco Balance by signing in. The website allows you to view and check your account balance.

    Finally, you can also check the balance in Costco by checking your receipt after a Costco purchase with your card as it will tell you the remaining balance.

    For your balance information, you may also swipe the card through a kiosk card reader located in Costco stores.

    How Do I Reload My Costco Cash Card?

    Costco Cash cards can only be loaded in-store by Costco members. Ask a staff member at Costco, and they will be able to help you to reload your Costco Cash Card.

    Costco Cash Card: What Is It + How Do You Use It? (2022)

    Which purposes can Costco Cash Cards be used for?

    Costco’s Cash Card is available for many different purposes.

    The cost of Costco merchandise or goods can be covered.

    What if I want to use someone else’s Costco cash card?

    Online research has suggested you can use someone else’s Costco Cash Card as it is not explicitly linked to their Costco card. A Costco Cash Card operates like a gift card, which is why it can also be used by non-members.

    This is in contrast to Costco’s policy that only Costco members can use their Costco Card.

    Be warned if using someone else’s Costco Cash Card to gain access to Costco, as Costco keeps track of members who abuse their membership, and it can have repercussions.

    Costco Cash Card: What Is It + How Do You Use It? (2022)

    Can I Return My Costco Cash Card?

    Costco Cash Cards cannot be returned to the store as per the Costco policy.

    However, it has been found that Costco Cash Card can be cashed by the Costco Store.

    California and Washington have additional laws that require Costco Cash Card redemptions to cash their law.

    Costcos are willing to give you money for your Costco Card, if it has a balance of less than $10.

    Where Can I Buy A Costco Cash Card?

    Costco Cash Card Members can buy Costco Cash Card at Costco stores. Costco Cash Card are also available for purchase online.

    Costco Cash Cards can only be purchased by members. They may however be sold at other online retailers, such as eBay.

    See our other posts for more details: where can you buy Costco gift certificates besides Costco? if Costco can accept your lost membership card and scan and go.

  • Conclusion
  • Costco cash card can be used for online or in-store purchases. The card can be purchased in varied denominations and is available to be used by Costco members and non-members.

    Costco Cash Card allows non-members to buy in Costco. Costco Cash Card has no expiry date. This means that it can remain valid and be used on all future visits to Costco.

    Which Costco Cash Cards can you use?

    Costco also accepts cash cards at its gas pumps. You can simply show your gift card to get in the warehouse. After you have purchased your item, pay with the card. Costco allows you to pay the remaining balance using cash, a debit card or your bank account (no credit cards). Mar 19, 2021

    How can I withdraw cash from my Costco Cash Card to make it more affordable?

    The card can only be used to redeem cash if there is less than $10.00 available in the state. Payouts of more than $10.00 may be restricted by state and/or local laws. You may find this information confusing. However, you can ask your Costco associates.

    How can I shop at Costco with my cash card?

    Costco Shop Card – Non-Members Can Use the Costco Shop Card. Costco also sells a cash card which is a fancy name for gift cards. They call it the Costco Shop Card. With a Costco Shop Card, any non-member can show the card to get in the door and use it to make a purchase.Jan 17, 2022

    How can I use my Costco Card to Pay Gas?

    Costco customers can purchase gasoline by either using their Costco card, or paying with a Costco gift voucher. Jun 9, 2016

    .Costco Cash Card: What Is It + How Do You Use It? (2022)

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