Can You Turn Home Depot Store Credit Into Cash

Can You Turn Home Depot Store Credit Into Cash In 2022?

Penney OpCo, LLC
Formerly J. C. Penney Company, Inc.
Type Private company


: JCP (1927–2020)

OTC Pink

: JCPNQ (May 2020-January , 2021)

OTC Pink

: CPPRQ (as Old COPPER Company, Inc, January 2021 – February 2021)
Industry Retail
Founded April 14, 1902

; 119 years ago




Kemmerer, Wyoming

, U.S. (J. C. Penney Company)

October 29, 2020

; 16 months ago





(Penney IP, LLC)
James Cash Penney

William Henry McManus (J. C. Penney Company, Inc.)
Headquarters Texas


Plano, Texas





Number of locations
629 (February 2021)


Area served
United States
Key people
Ronald Tysoe


Marc Rosen


Bill Wafford


Shawn Gensch


  • Clothing
  • cosmetics
  • electronics
  • footwear
  • furniture
  • housewares
  • jewelry
  • toys
  • appliances
Revenue Decrease


11.167 billion



million (2019)


million (2019)

Total assets

US$5.900 billion (2021)

Total equity

US$829 million (2019)
Simon Property Group


Brookfield Asset Management
Number of employees

(Aug. 2021)






Footnotes / references





Home Depot provides a loose returns policy for its customers. Customers can return without proof of purchase or exchange store credit.

  • Home Depot Store Credit is available for return. This is my take on it!
  • Can You Turn Home Depot Store Credit Into Cash In 2022?

    How can you convert Home Depot store credit to cash in 2022

    Home Depot cannot convert Store Credit in cash. This is effective as of 2022. Home Depot offers Store Credit as an alternative to a refund for items returned without receipt. Customers are restricted to using the Store Credit in-store only.

  • If you want to learn more about why you can’t turn your Store Credit into cash at Home Depot, how to check your Store Credit balance, and much more, keep on reading!
  • Why can’t I cash in my Home Depot store credit to get cash?

    Home Depot issues a Store Credit card when items are returned. It cannot be transferred or exchanged for cash.

    It is linked to the photo ID of the customer, which is verified when credit is used in-store.

    Home Depot often issues Store Credit for returns that are not eligible for original payment.

    If you don’t have proof of purchase or if the item is returned with Store Credit, it will be considered invalid.

    In such cases, Store Credit cannot be transferred to cash as the credit is issued as part of an exchange for an unwanted item.

    Credits are tied to returns that were not eligible for repayment.

    Store Credit at Home Depot recently was linked with customer’s picture ID to guard against online selling.

    This means that you can’t sell Store Credits for cash.

    Can You Turn Home Depot Store Credit Into Cash In 2022?

    Can I Use My Home Depot Store Credit Online?

    Home Depot Store Credit is not available online.

    Home Depot has adopted this policy to stop customers buying fake Store Credit online.

    Are my Store Credits Acceptable at Any Home Depot Store

    Home Depot Store Credit can only be used in Home Depot stores if you present your ID with a photo.

    This process requires a photo ID issued by the government to verify identity and prevent any fraudulent activities, such as return fraud or online sales of Store Credit cards.

    Can You Turn Home Depot Store Credit Into Cash In 2022?

    How can I verify my Home Depot Store Credit Balance

    It is possible to see the total balance of the Home Depot Store Credit by visiting the store.

    Do not check your Home Depot Store Credit card balance online.

    Customers could previously contact Home Depot over the phone to check their balance for Store Credit. This option is now unavailable.

    Can I Use Home Depot Store Credit To Buy Gift Cards?

    Home Depot Store Credit can’t be used by customers to buy Home Depot gift vouchers.

    You can instead buy gift cards at Home Depot by using cash, MasterCard Visa Discover or Visa.

    Also, Home Depot Consumer Credit Card cannot be used to buy Home Depot Gift Card.

    Home Depot Gift Cards operate through a third party, meaning Home Depot does not have the final say over how the cards can be purchased.

    This may be the reason Store Credit cannot be used to buy Home Depot Gift Cards.

    Can You Turn Home Depot Store Credit Into Cash In 2022?

    What is the best way to convert my Home Depot gift card into cash?

    Home Depot Gift Cards can not be returned. They cannot also be exchanged to cash.

    Home Depot gift cards can be used for either cash or gift cards.

    Home Depot Protection Plan is also available.

  • Conclusion
  • Home Depot Store Credit is not convertible into cash. The Store Credit card is linked to the photo ID of each customer, so it cannot be exchanged for cash.

    Store Credit can be used at any Home Depot location provided that you have a photo ID. The only way to verify the Store Credit balance is by going into the shop.

    Can You Convert Store Credit To Cash?

    Can I sell my store (merchandise) credit? Store credit can earn cash back if you have a valid plastic card. You can treat your store credit card like a gift card when you sell gift cards.

    Are Home Depot Store credit credits Expired?

    The Home Depot has no restrictions on plastic or eGift Cards. Both can be redeemed at any store in the area or online at

    Are Home Depot Store Coupons Acceptable in Other Stores

    The Home Depot Credit Card can only be used in Home Depot stores or on the Home Depot website. It is a store credit card. Home Depot(r) Credit Cards are accepted everywhere the network of credit cards – Mastercard Visa Discover American Express, Visa, Discover and Mastercard.

    Are Store Credits Transferable?

    Yes, that’s the short answer. It is possible to transfer the balance of your store credit card to another credit card. This is often a wise move.

    .Can You Turn Home Depot Store Credit Into Cash In 2022?

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